Homeless man, with a laptop, cell-phone and full-time job, lives in a tent...

Tom Sepa would rather not be called homeless.

"That word is loaded," he said. "I prefer 'urban outdoorsman.' "

It is true that Sepa has a lot of things that aren't generally associated with the stereotypical San Francisco homeless person - like a full-time job.

A telemarketer, Sepa hits the phones at 7 a.m., working out of Zephyr Cafe in the Richmond District. He uses his laptop and a cell phone headset to make over 100 cold calls each morning. Currently, he's trying to get companies to take a meeting with a software firm he's representing. 

He gets paid via his PayPal account, and owns an iPod and a guitar. When he says he is going to take you out to see "my version of a shopping cart," he means a late model Chevy.

What he doesn't have is four walls and a roof. Instead, he's been living in a tent deep on the back trails of Golden Gate Park for three months. More...

See also: More than 100 homeless people live at Heathrow...

And this: Homeless women in Moscow...

And this: Vagabonds in America...