Money: are you an active saver or a so-so saver?

One of the infinite ways in which you can divide up the world into two types of people is savings behavior. People are either diligent savers or they aren’t; likely, you know where you fit in without being told.

But other than the habit of savings, how are savers and spenders different from one another? Recently, I saw some research from HSBC Direct which sheds some light on the subject. In a survey of 1,000 people–two-thirds of whom had household incomes of at least $100,000–the bank found a few interesting differences between the 22% of the population that the bank designates as “active savers” and the not-so-active rest of us. More...

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